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Retirement Times are Changing – Traditional Methods of Investing are Becoming Obsolete!

Uncertain economic conditions, fear of unemployment and declining portfolio values have driven many traditional investors to engage in risky financial behaviors. It is only natural for investors to want their portfolio balances to bounce back to their former glory. However, choosing financial strategies and products that match their overall risk tolerance, financial goals and objectives and investment timeframe should be top of mind, not just the promise of a strong return. Read More »

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  • Preferred Stock for Income

    There are many tricks and tools retirees can use to help increase their savings and retirement income overall. One such tool is preferred stock, which is essentially a type of stock that has a few special features.

    · About Preferred Stock

    Preferred stock is different from traditional stock because the stock receives dividend preference and asset preference during liquidation. In other words, preferred stock pays before common stock dividends and receives first payment if a company liquidates. Read More »

  • Social Security & Retirement Income Analysis (Free Report at the end) Social Security & Retirement Income Analysis (Free Report at the end)

    I am always amazed that people do not fully understand how social security works and the importance of having a social security income strategy. It appears to me that most people are more comfortable talking about the financial health of social security system rather than discuss the underlying fear of their own future retirement income. Read More »

ABOUT THE AUTHOR
Jim Richards - Founder of RetireLock

Jim Richards has built his company, and his reputation, by capturing the human side of Financial Services. Taking the client perspective first, he focuses on dispelling the myths often populating the Financial market. His research and reporting advocates for consumer truth and through this Richards has created a loyal, informed readership.

As doubts and uncertainty in the financial sector have risen, Richards saw the need for an unbiased resource that consumers could turn to for support and created RetireLock. An organization that provides more than just peace of mind, RetireLock works both as a consumer advocate and support to Financial Advisors that want to do it right. The name RetireLock has become synonymous with confidence and certainty; leaving consumers more secure with whom they’re entrusting their financial decisions.

Jim Richards is a syndicated columnist and regular contributor to Scottsdale.com.